Subject to credit approval. When approved for a BananaCard or Banana Republic Visa Card in-store, new customers will receive 20% off Banana Republic merchandise only that day at any Banana Republic or Banana Republic Factory Store in the U.S. only (including Puerto Rico). BananaCard or Banana Republic Visa Card must be used as pay type. 20% off discount is in lieu of standard 15% off account opening discount. See a sales associate for more details.